Upon receiving the funds from the Mahatari Vandana Yojana, Ratna considered using it for her son’s education expenses. Seeking advice from investment experts, she learned that investing wisely in the stock market can lead to significant growth. Since not everyone is well-versed in the market, they suggested she consider investing through mutual funds. Curious about mutual funds, Ratna was informed that they involve investing in a variety of shares with strong growth potential in the stock market, allowing unit holders to benefit from this growth. After reviewing the returns from her current fund investments, Ratna realized there was still time before her son’s higher education expenses. She decided to start a Systematic Investment Plan (SIP) to continue investing for his future education.